2026 MID-YEAR WITHHOLDING

Finish the year on target.

Turn year-to-date paystubs into a practical 2026 withholding plan, then download the W-4 form for each working spouse.

Built for a mid-year resetYTD withholding + remaining paychecks

No account, uploads, or saved Social Security numbers.

HOUSEHOLD SETUP

How will you file?

PAYSTUB SNAPSHOT

What has happened so far?

Use the federal taxable wage and withholding lines on the latest paystub.

PRIMARY JOB

Taxpayer

First name and middle initialLast nameSocial Security number (optional)Leave blank if you prefer. Complete it manually after saving the form.

2026 taxable wages to date$Federal income tax withheld to date$Taxable wages per upcoming paycheck$Use federal taxable wages, not gross payPay frequencyPaychecks remaining in 2026Include the next paycheck

FORM W-4 ADDRESS

Household address

Street addressCity, state, and ZIP code

2026 ADJUSTMENTS

Refine the tax estimate.

Enter annual household amounts. Leave items blank when they do not apply.

Qualifying children under age 17$2,200 each on the 2026 W-4Other dependents$500 each on the 2026 W-4Other expected tax credits$Other income not from jobs$Interest, dividends, or retirement incomeW-4 Step 4(b) deductions$Amount above the standard deduction from the W-4 worksheetOther projected federal taxes$Not payroll taxesDesired refund cushion$Optional safety marginFull-year tax liability override$Optional. Replaces the built-in federal income tax estimate.

HOW THE LENS WORKS

A mid-year calculation, not an annual guess.

1
Project the yearYTD wages plus every remaining paycheck.
2
Estimate 2026 taxCurrent brackets, deduction, credits, and adjustments.
3
Close the gapSubtract tax already withheld and spread the balance over remaining paychecks.